Here at Brave Capital Funding, we have a stated income commercial real estate financing program that’s ideal for small, large, and medium-sized projects. Perhaps the best thing about this financing solution is that it doesn’t come with mountains of paperwork like most of the loans you’ve probably applied for in the past.

Stated income loans are different from other loans in other ways, as well. They place more emphasis on the value of the property you’re trying to buy than on your personal credit profile. If you’re concerned about being able to qualify for this type of loan, just analyze the value of the property you’re buying. Is it valued high enough to cover the insurance, mortgage and taxes? If so, you’re in good shape and have a great chance of approval.

Loan Details

Before you apply for a stated income commercial real estate loan, we want to make sure you understand the terms and details. Here are a few loan basics:

• You’ll need to show self-employment or W-2 documentation
• You’ll be able to receive anywhere between 65% and 75% loan-to-value if your credit profile and the property you’re purchasing qualify
• We regularly offer loan approvals for as much as $500,000
• You don’t need perfect credit, but we do require a score of at least 600 to qualify
• Our loans come with fixed rates and are amortized for up to 25 years

We have a lot of experience dealing with many different property types. Whether you deal primarily in warehouses or restaurants, our financing programs can help you with all your commercial real estate projects.

Contact Us Today

We’d love to hear more about your commercial real estate goals and the type of financing solutions you want to obtain. Get in touch with us today and let’s talk more about how our stated income commercial real estate financing programs can help you!